Alfa Autos Ltd,
Unit 4 Bilton Road, Hitchin,
SG40SB
TheFCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.
We are fully committed to delivering good customer outcomes and our business fully endorses the Consumer Duty in our business. All staff are charged with the responsibility of implementing this in all our dealings with our customers.
Alfa Autos Ltdrange of financing products that we have chosen. Whilst we strive to provide you with suitable financing options, we receive financial incentives such as commissions from certain lenders and these incentives influence the options we present. Accordingly, the options we present may not reflect the most competitive or impartial terms that you could receive in the market.
Finance Products
We are a credit broker and not a lender and can introduce you to a limited number of lenders and their finance products. The finance products we offer are Hire Purchase, Personal Contract Purchase.
Alfa Autos Ltd has chosen to work with a panel of lenders. Our general approach is to introduce you first to our first-string lender. If the underwriting or finance product availability criteria of our chosen first string lender does not suit your needs, we will offer a finance option using our other available lenders, or the services of a credit broker who have different lending criteria. We will advise you if this applicable.
We are not providing you with independent financial advice and are not impartial. We will provide you with information on the finance products which may suit your requirements based on information you disclose to assist you in making an informed decision on your purchase. You should decide whether the finance product is right for you.
All products are optional
We do not charge a fee for our credit brokering services. We will receive commission from the lender for introducing you, which will either be a fixed fee or fixed percentage of the amount you borrow. The lenders we work with will pay commission at different rates.
The exact amount of finance commission will be provided to you in good time prior to conclusion of your finance contract.
Alfa Autos Ltd is authorised and regulated by the Financial Conduct Authority for Consumer Credit activities; our Firm Reference Number (FRN) is 915214. A l f a A u t o s L t d is a Credit Broker not a Lender. Our FCA permitted business is arranging finance products. You can check this on the FCA Register by visiting website www.fca.org.uk.
If you wish to register a complaint, please contact us:
in writing :
Alfa Autos Ltd , Unit 4 Bilton Road, Hitchin SG40SB
by email:
info@alfaautos.co.uk
by phone :
07404038239
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service
Please note - finance products are not covered by this scheme
This document provides important information about our finance services and regulatory status.
